Terms and Conditions for ravinotera.com
These terms outline the rules for using our website and subscription service in Australia. By accessing our site, you agree to comply with them.
September 13, 2025
Acceptance of Terms
By using ravinotera.com, you accept these terms and acknowledge you are legally bound. If you do not agree, please discontinue use of our site and services.
Definitions
Key terms used throughout these conditions are defined below for clarity.
‘Service’ means the financial planning subscription and related support provided by ravinotera.com.
‘User’ means any person accessing or using this website or service.
‘Advisor’ refers to our qualified professionals delivering consultations.
‘Agreement’ means these terms and any related policies published on ravinotera.com.
Service Usage
You may use our service for lawful purposes and in accordance with these terms. Unauthorised or unlawful use is strictly prohibited.
Eligibility
Our service is intended for individuals aged 18 and over who are legally able to enter into contracts in Australia.
Proof of age or identity may be required.
User Responsibilities
You must provide accurate information and use our service responsibly.
Prohibited Uses
Certain activities are not permitted on our site.
Intellectual Property Rights
All content, trademarks, and materials on ravinotera.com are owned by us or licensed for our use. You may not copy, reproduce, or use them without our written permission.
User Content
Any content you submit (e.g., messages, feedback) must be lawful and not violate rights of others.
User Content Rights
By submitting content, you grant us a licence to use it for service delivery and improvement.
Privacy and Data Protection
We handle your information in accordance with our privacy policy. Please review it to understand how we collect and use your data.
Read Privacy PolicyImportant Disclaimer Notice
Information on this site is general and not tailored to individual needs. Consult an advisor for personalised advice.
Disclaimer Warning
We do not guarantee specific outcomes or results from using our service. Results may vary.
Limitation of Liability
We are not liable for losses or damages resulting from your reliance on our website or consultations.
Indemnification
You agree to indemnify us against claims arising from your use of our site or breach of these terms.
Dispute Resolution and Jurisdiction
Disputes will be resolved in accordance with Australian law and courts.
Arbitration
Where appropriate, disputes may be resolved through arbitration as an alternative to court.
Arbitration decisions will be binding and enforceable.
Online Dispute Resolution
You may access the Australian Online Dispute Resolution platform for certain disputes.
Online Dispute Resolution PlatformSeverability
If any part of these terms is invalid, the remainder remains effective.
Entire Agreement
These terms and related policies constitute the entire agreement between you and us.
Applicable Law in Australia
Australian law governs all agreements and disputes related to this service.
Termination
We may suspend or terminate your access for breach of terms or unlawful activity.
Modifications
Terms may change over time. Please review periodically for updates.
Contact Information
For questions about these terms, please contact our support team.
Email Address: content@ravinotera.com
Phone Number: +61311640226
Office Address: 17 Gould Road, Herston, QLD 4006 Australia
Effective Date: September 13, 2025
Version: 2.1